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Credit Bureau ... From Wikipedia, the free encyclopedia A credit bureau (U.S.), or credit reference agency (UK) is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization providing information on individuals borrowing and bill paying habits. This helps lenders assess credit worthiness, the ability to pay back a loan, and can affect the interest rate and other terms of a loan. Interest rates are not the same for everyone, but instead can be based on risk-based pricing, a form of price discrimination based on the different expected risks of different borrowers, as set out in their credit rating. Consumers with poor credit repayment histories or court adjudicated debt obligations like tax liens or bankruptcies will pay a higher annual interest rate than consumers who don't have these factors. Credit Bureau Sector ... Found on 1800miti.Com, the Commerce Directory This Industry comprises establishments primarily engaged in compiling information, such as credit and employment histories on individuals and credit histories on businesses, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of these persons and businesses. - ACRAnet - CDS -- There has never been a more important time to monitor your credit report than now. With inaccuracies in what creditors report and the rising threat of identity theft, today's the perfect time to know exactly what is on your credit report and to begin monitoring your credit report activity. Powered by Equifax, TransUnion and Experian, creditbureau.com delivers the peace of mind of knowing what is on your credit report and a credit report product that fits your needs. Tuscaloosa, AL, based credit reporting and collection agency business.
- Advanced Residential Credit - Advanced Residential Credit has been certified as a Woman owned business since 1994. Texas firm supplies residential mortgage credit, flood compliance, in-file credit and business reports.
- Advancing Trade SRL -- ProActive Credit Cycle Management -- Providers of international credit report operating in Italy. [Site in English and Italian]
- AMS Inform Private Limited -- Background Checks - Criminal records - Education - Employment Verification - AMS Inform Private Limited - Risk Management Services -- Provides credit reports on companies in India to businesses worldwide.
- Arab Business Information -- If you are looking for a credible source of financial or factual information on a business or individual in the Middle East or North Africa, you have found it. Let us be your intelligence source for the Arab business world. Credit reports and online database on businesses in Arab countries provided to companies worldwide.
- Arab Research and Information Company, Ltd. -- Arab Research & Information Company Ltd provide high quality commercial credit reports on companies operating in the Middle East and Arabian Gulf Region. UK based firm provides commercial credit reports on companies operating in the Middle East and Arabian Gulf region.
- Asian CIS -- Credit reports and company profiles on corporate entities throughout Asia & Pacific region. Provides corporate credit reporting on any company in Asia.
- Building Industry Credit Bureau -- The purpose of BICB is to provide timely and accurate information to those suppliers and / or subcontractors who are financial members, to assist them to manage their credit exposure with their customers and thus minimise their bad debts. Member owned provider of credit information to suppliers and subcontractors in the Australian building and construction industry.
- Byington Colombia S.A. -- Business Credit Management and Information Solutions - Bogotá, Colombia -- Business Information, Credit Reports and Collection Services - Informacion Comercial para Creditos y Negocios, Cobranzas, e Investigaciones Publicitarias. Business credit information and commercial and consumer collection services in Colombia
- CBF Business Solutions, Inc. -- CBF Business Solutions, Inc. is an information service organization that has been providing vital and unparalleled information and services to the entire lending, financial, business and medical communities nationwide since 1931. Provides mortgage and consumer credit reports.
- ChoiceDATA -- Established in 1916, ChoiceDATA has grown to be a leading full-service provider of credit reports and risk management services to credit grantors, mortgage lenders and brokers, residential property managers, employers, and utility companies. ChoiceDATA is an Equifax Authorized Sales Agent and an ACRAnet Independent Sales Agent. Provider of business information and risk management services including national consumer and business credit reports.
- CMA Business Credit Services -- CMA Business Credit Services provides resources for the business credit professional charged with managing a company's financial services. CMA offers tools to help mitigate business credit risk, find and manage credit information, and communicate with other credit professionals. Provides business credit reporting and commercial collections worldwide.
- Coface Group -- Système mondial de notation d'entreprises en ligne, information d'entreprises, notation et Label @rating, protection des transactions et du risque de non paiement, rapports d'information commerciale, notation risque pays, expérience de paiement. Provides credit checking and monitoring and trade debt risk assessments on companies worldwide. [Site in multiply languages]
- Commercial Reporting Inc. -- Commercial Reporting Inc. is a full service company providing Consumer and Business Credit Reports - Nationwide. Merged and updated consumer reports and business profiles.
- Contemporary Information Corp - CIC -- Since 1986, CIC has screened millions of applications for property managers, employers and merchants. Our reports feature credit, risk scores and a fraud prevention package-all offered in an easy to read and use format. We have the largest and most current eviction database in the nation. Credit and eviction reports with public record information.
- Credit Bureau of Turkey -- Credit Reference System(CRS) is an Information Sharing System developed by KKB in line with its objective of foundation where members can share information concerning personal credit operations. Credit bureau that enables credit data sharing among member institutions and provides consumer credit reports. [Site in English and Turkish]
- Credit Bureau of York, Inc. - CBY System, Inc. -- Originated as The Credit Bureau of York in 1927, CBY Systems is a leader in the Consumer Data Industry. Growth, expansion, and diversification has led us to providing a wide range of information products and services designed to help business' succeed in today's highly competitive marketplace. We invite you to join our team of professionals in helping your business acquire the Resources for Success. Serving York and Adams County, PA.
- Credit Data Systems, Inc. -- ACRAnet - CDS (formerly known as Credit Data Systems) has been serving the mortgage reporting and credit information needs of businesses throughout the Southeastern U.S. since 1926. We take great pride in our work and strive to provide customers with the best service possible in a timely and efficient manner. Our reputation is based on quality service and loyalty to all of our customers. Provides consumer and mortgage credit information services.
- Creditinfo Hellas -- Helping Business Manage Credit -- Providers of credit reports for Greek Businesses.
- Credit.net -- Business Credit Reports, Opinion Boards and Credit Applications on 15.5 Million Businesses. Offers business credit reporting and collection services.
- Credit Research, Inc. -- Credit Research Inc. is a national company specializing in credit reports. We are rendering services to mortgage industries for over 15 years. We have keeping our pace with the most current technology to keep your productivity seamless. US credit reports and credit risk scoring for mortgage bankers.
- Credit Technologies, Inc. - CTI -- Mortgage Credit Reporting and Rapid Rescoring -- Providing US lenders and consumers nationwide online access to Experian, Trans Union and Equifax credit reports and flood zone determinations.
- CRIF Group -- CRIF: decision-support models, consultancy and management solutions, software, worldwide business information systems to support the needs of finance, insurance, utility and service companies in every phase of customer relations. From strategic planning to the final acquisition and management of the client's portfolio. CRIF also allows consumers and companies to access their credit information, useful when applying for loans or checking already existing ones. Specialized in the design, development and management of decision support systems and databases for credit markets. [Site in multiple languages]
- DCI Credit Services -- A worldwide provider of mortgage credit reporting products. Our commitment to accuracy, efficiency, and technology has made us a leader in the mortgage industry for over forty years. A worldwide provider of consumer and mortgage credit reports.
- Del Risco Reports -- We are an international credit reporting agency engaged in preparing commercial, credit and financial reports on import companies located in Latin American. Produces credit and financial reports for import companies located in Latin America. [Site in English and Spanish]
- Delos Creditinfo Ltd. -- Creditinfo is a leading supplier of information solutions, specializing in the Emerging Markets. Creditinfo provides information, analytics and decision support systems to help organizations find, develop and manage customer relationships in over 20 countries. Offering on-line credit reports, business information and debt collection on companies in Romania.
- Direct Route in the UK -- Credit Reports - Direct Route are internationally recognised as market leaders in credit management solutions for the commercial and corporate world. Primary functions are debt recovery, credit reporting and associated services. Providers of online credit reporting services on UK businesses.
- Dun and Bradstreet -- Global Risk - Credit - Sales - Marketing - Supplier Management Solutions -- D&B (NYSE:DNB) is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for over 165 years. D&B’s global commercial database contains more than 115 million business records. Provider of international and U.S. business credit information and credit reports. [Site in multiply languages]
- Equifax -- Equifax has been providing value-added information solutions to businesses and consumers for over 107 years. Today, Equifax is a global service provider with over $1.4 billion in annual revenue and 4,600 employees in 13 countries. From first opening its doors in 1899, Equifax has a rich heritage and a distinguished track record of market leadership. National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small businesses. [Site in multiply languages]
- Estimo Reports -- Bancodat® Estimo Reports offers worldwide business credit reports services, for all your need of reliable credit rating. The Bancodat reports helps you to minimize the business risk by letting you check the business profile of potential new customers before agreeing to credit terms. You can also check data profile of current customers, vendors and suppliers. Providers of international business credit reports. Operating in Italy. [Site in English and Italian]
- Experian -- Monitor your credit report and credit score online using Experian's Credit Manager service. National consumer credit bureau and business credit reporting service.
- Experian Scorex -- Experian Decision Analytics works closely with clients in more than 60 countries across diverse industries, including financial services, telecommunications, retail, leasing, automotive, insurance, government agencies and utilities, enabling them to make billions of customer-focused decisions annually. The company collaborates with organisations, associations and trade bodies to further develop data sharing schemes and support new fraud prevention initiatives throughout the world. Provides credit scoring solutions and scorecard development.
- Far West Credit, Inc. - Provides credit reports and screening services for background checks, mortgage and employment or tenant screening.
- First Know.It -- FirstKnow.It implements a credit model based on stock prices based on the Black-Cox approach to credit evaluation. In this, default occurs where the market value of the assets of a company decline to the level of the company's liabilities - the default barrier. At this point a "loss given default" is incurred due to bankruptcy costs in liquidating the company. Provides Credit Ratings, Probability of Default and Capital at Risk for 2,000 top non-bank companies listed on the US, UK and German stock markets.
- Forius Business Credit Resources -- Forius is the new name for NACM North Central - the Minneapolis-Saint Paul affiliate of the National Association of Credit Management. Commercial credit reports, training and business credit services.
- Graydon Holding NV -- Graydon Group is the collective noun for the subsidiaries of Graydon Holding. Our offices are based in The Netherlands, Belgium and United Kingdom. Graydon is one of the leading providers of credit management and marketing services. Graydon offers a complete package of quality international services. International credit reports, credit scoring, and risk management service located in the Netherlands.
- Graydon International -- Graydon International is a leading provider of business credit information around the world. International credit reports and debt collection services.
- Graydon Nederland BV - Credit management company offering credit reports, debt collection and debt management services, operating in the Netherlands.
- ICC Information Ltd. -- We specialise in providing in-depth business information on all UK & Irish companies, directors and shareholders. Providers of credit reports operating in Middlesex, UK.
- Indiana Association of Credit Management - Provides credit reports, collection and credit education.
- Infospectrum.net, Ltd. -- Infospectrum is the leading independent provider of credit and due-diligence information to the maritime, energy, aviation, metals and commodity trading markets UK firm provides credit reports on businesses worldwide.
- International Company Profile - ICP -- International Company Profile was established 1982, and is now part of Wilmington Group PLC, a company quoted on the London Stock Exchange. ICP provide credit reports and profiles on companies all over the world especially in the emerging markets. Providers of credit status reports, company profiles and business information worldwide, including emerging markets.
- Korea Credit Guarantee Fund - Provider of business credit information on companies in Korea. [Site is multiply languages].
- Kroll Factual Data -- Kroll Factual Data is a leading provider of business information to mortgage lenders, consumer lenders, property management firms, and other businesses. Information resource for lenders, employers and property managers.
- Landamerica Credit Services -- Landamerica Credit Services is a nationwide provider of Credit Reports for the mortgage industry. Our product line includes Residential Mortgage Credit Reports, Merged Credit Reports and Business Reports , as well as other mortgage related products such as Flood Certifications and Tax Return Verifications. Woodland Hills, CA affiliate of Info1 mortgage reporting services.
- Latin American Credit Reporting Association - Credit information services for Mexico, Honduras, Guatemala, El Salvador, Costa Rica, Panama, Colombia, Venezuela, Ecuador, Peru, Chile, Argentina and Brazil.
- Lyon Mercantile Group Ltd. - Provides credit information for the home furnishings and giftware industries.
- Mercantile Agency -- Tamil Nadu, India -- We are an established Credit Reporting & Information Agency. Though, originally established during 1945-46, with Trading and Indenting activities as well, the late 70s led us into a complete transition, making us totally align with Business Information & Credit Reporting Services. From then on, we have been taking into our fold all other related activities such as Verification, Search. Chennai firm offers personal and business credit reports throughout southern India.
- Merchants Credit Bureau -- Merchants Credit Bureau is a full-service credit reporting agency specializing in credit reporting services. We are committed to providing the highest level of service and support to our clieints through the use of advanced technology and quality customer care. Full service credit reporting agency based in Augusta, GA.
- Mortgage Information Source, Inc. - A US national provider of credit reports and related products for the mortgage industry.
- NACM Business Credit Services -- NACM Business Credit Services is an exclusive distributor of national & international Experian commercial credit reports for businesses in Washington, Hawaii & Alaska. Commercial credit reports and collections in Seattle, WA.
- Nationwide Management Services, Inc. - Residential mortgage credit reports and flood compliance products.
- NCO Credit Services -- NCO Credit Services is a professional credit reporting service dedicated to providing high quality credit reports and services to both large and small institutions that grant credit to consumers and businesses. A leader in the industry since 1985, NCO Credit Services specializes in the preparation of credit reports for the mortgage industry. Provides individual and merged credit reports for mortgage and credit grantors.
- Network Credit Services -- Network Credit Services offers access to hundreds of database products, including TransUnion credit reports, tenant screening, employment screening, collections, mortgage reporting, and more! Residential mortgage, merged bureau, and, other reports in Brandon, FL.
- Onicra Credit Rating Agency of India, Ltd. - Online individual credit rating and product financing services for businesses and individuals in India, as well as employee background screening.
- Owens OnLine -- Established in 1986 what has since evolved into Owens OnLine®, our international credit and background check agency has attracted over 4,300 clients worldwide. Client types include exporters, insurance and insurance related companies, banks, government agencies and other background investigation companies who do not have our wide scope of international services. Provides international credit reports, foreign background investigations and employment screening. [Site in Multiply Languages]
- P & B Collection Services -- P & B Collection Services Ltd provide credit reports on ltd companies, non-ltd companies and directors to help identify and reduce the risk of bad debt. UK company providing business credit reports for risk analysis.
- Pacific Business Information Services Pty Ltd - Australian Credit Reports -- Pacific Business Information Services Pty Ltd is a world leader in providing freshly investigated comprehensive credit reports and business information services where attention to detail and timeliness are important. Australian credit reports and business information on Australia and New Zealand
- Pacific Southwest Credit Association - Provider of business credit services, located in San Diego, CA.
- PRBC -- Build credit with PRBC by paying your monthly bills on time - even if you have no credit history. You can build credit using on-time payments for rent, utilities, phone, cable, and insurance that ARE NOT reported to the Big 3 bureaus. PRBC, America's Alternative Credit Bureau, provides a helpful service to the over 50 million people with limited or no credit history. National consumer credit bureau provides credit reports and scores based on self-reported payment information.
- QC Credit Agency -- QC Credit Agency has been servicing mortgage companies like yours since 1987 providing high quality, accurate, professional credit reports. We are committed to providing the highest level of service and support to our clients through the use of advanced technology and quality customer care. Each member of our staff is competent and well experienced in this specialized field of credit reporting. Provides credit reporting to mortgage brokers, businesses, consumers and property managers.
- Rencom International -- Since 1987, we are helping you secure your business relations and prospects in three main geographical areas : ARAB COUNTRIES : Through our office in Tunis (Tunisia), EUROPE : Through our office in Paris (France), AMERICAS and CARIBEAN COUNTRIES : Through our office in Miami (United States). Providers of credit reports and economic or financial information worldwide, specializing in Arab and European companies. [Site in English and French]
- RIME Information Bureau -- RIME Information Bureau is the independent specialist producer of Credit Reports & Business Information in the Middle East, North Africa & Mediterranean. Our knowledge & experience spans over 12 years. Produces credit and business information reports for companies in the Middle East, North Africa, and Mediterranean.
- Royal Mortgage Credit Reporting, LLC -- Royal Mortgage Credit Reporting is a specialized credit reporting agency exclusively meeting the needs of the mortgage industry with our mortgage credit reporting services. A specialized credit reporting agency focused on the needs of the mortgage industry.
- Screening Services -- North Royalton, Ohio -- TENANT SCREENING PACKAGE $25 : Depend on Screening Services to run a Credit Report, Social Security Trace, Eviction Search, Criminal Record Seach, Sex Offender Search, Dept. of Correction and the newly mandated federal searches required of all landlords. The total cost is $25. That's less than $3.60 per search! Provides credit and investigation reports on prospective tenants and employees.
- Service First Credit -- Service 1st is a full service credit reporting agency offering a variety of credit reporting products designed to meet the specific needs of today’s mortgage industry. Offers a variety of credit reporting products designed to meet the specific needs of the mortgage industry.
- Top Service Credit Reference Agency - Subscription service that provides credit information to the UK construction industry.
- Trans Union - National repository of consumer credit information.
- UNICREDIT (BEIJING UNICREDIT INVESTIGATION CONSULTANT COMPANY LIMITED) - Beijing China - Offering China and International Commercial Credit Reports. [Site in Chinese and English]
- Verifacts, Inc. - Provider of online criminal and eviction information and reformatted credit reports.
- Zebra Credit Report Services -- Complete credit report services including tenant screening, employment and pre-employment screening as well as business credit checks and criminal and driving records. Provides tenant screening, employment screening, and business and merchant screening.
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